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Originally posted by Dewayne:

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Originally posted by djdennis:
Hey Dewayne I love this topic and thanks for posting it!!! It should be interesting!!! Let me just ask you one ???? Did you finance or did you pay cash? Let me tell you what I paid and the amount of grafts I got $7900.00 for 2953 grafts with a haircount of 5578 total new hairs. I paid $2.68 per graft with a world class ht Doc.

The way I look at it is that I can come close to having 2 hts at the price of one ht. Cash does that and I would like to know what financing will get you for a deal

I too think certain debt (you mentioned you financed the hot new car?) is very bad. School loans? There are other options there, too. ROTC? National Guard? Job? College is obviously a good investment but my point is why do you think it's ok to finance an education but not ok to finance a h.t.? Now granted, better to do both or either without debt; but both of those things are tremendous investments! The car? Probably not, but most guys will finance one of those without blinking an eye, as both you and I did.

Go for the hair, imo. But, a mortgage in some cases could be considered good debt AND a hair transplant can certainly be considered good debt. An education is good debt as well.

If you're already swimmning in debt don't do it, no don't finance anything. But, if you can trade a $500 car payment for a $500 payment for your 4000 grafts from Dr. Wong - - hell yea!

My point is, most young men (or old men) buy so much bullshit that I think sometimes a complete transformation of your head is worth more than the other stuff. Of course, there is better bartering power anytime you've got cash, but it's hard to calculate the loss of $$ because of one's lack of self-esteem about balding. Who's to say you wouldn't have made 25% more per year in sales? Or been promoted a couple of times during that time if you would have got the transplant?

I did finance my first one at 24, but paid for the one last week. But, being 41 you can come up with money much easier. Before I wore a hat everywhere and stayed inside, I'd forego financing the car, and some other stuff, and finance a h.t. It'd be 1st or 2nd on my list. This topic was response to the guy who said no way - no how get a ht unless you've got the cash. That's wrong, imo.

quote:

Originally posted by djdennis:
Hey Dewayne I love this topic and thanks for posting it!!! It should be interesting!!! Let me just ask you one ???? Did you finance or did you pay cash? Let me tell you what I paid and the amount of grafts I got $7900.00 for 2953 grafts with a haircount of 5578 total new hairs. I paid $2.68 per graft with a world class ht Doc.

The way I look at it is that I can come close to having 2 hts at the price of one ht. Cash does that and I would like to know what financing will get you for a deal

quote:

Originally posted by djdennis:
Back in the hay day I did loose alot from that car. I bought a brand New 1999 Chrysler 300m 1st one out!! I had problems after a few years and the car was in and out of the shop with transmissions problems and the warranty was just about over. I did total the car which saved me and I was on the 5 year finance plan. So the insurance covered the 10k I owed. I think after that deal I got wiser and smarter with my $$$$. The ht would of been more cost effecient,but the technology was not where I liked it to be. The house is great debt and you are always putting equity into it. But the car I just bought was a practical 22k Mazda 3 car and I do have the hot wife. I guess I have not really had any problems with the hairloss that it effected the woman,but If I did I would of done the ht a long time ago. I can see from your standpoint if you are staying in your house and not going out how this would effect socializing.

Hey Dewayne my friend just married a girl South Vietnam and she is only 23 years old and he is 44 years old. If you are looking for a hot wife I would go to the phillipines because that is a christian society and they speak english alot of the woman. lol

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Originally posted by djdennis:
Dewayne congrats on your ht and I saw your pics and they looked excellent and the doc did some nice clean work. Yeah my wife went to the procedure with me in everything and has been quite supportive. She said that I did not need the ht,but if it makes you happy go for it. She is A spanish girl from Bolivia. Are you considering another ht? I am willing to do another just for touchups,but I might not need another. I was a norwood 3 or 4.