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Hair Restoration Research Forum
Hair Restoration Questions and Answers
DOES PROSCAR CREATE PRE-EXISTING CONDITION ?|
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Veteran Real Hair Club Member |
My doctor said take propecia and do not take proscar. He said insurance companies claim proscar as a prostate drug and if I have prostate problems in the future, they will claim it is a pre-existing condition because I took proscar before. So he recommentds propecia.
I checked with the HR in my company and they said our insurance company does not implemetn pre-existing condition. But what if I change companies and the new insurance company says it. What do you guys think? |
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Real Hair Club Member |
How would an insurance company know you are taking Proscar? Only if your family M.D. puts it in your chart, and then I would think it would only affect you if applying for life insurance or private healt insurance.
Employer insurance usually covers what ever you have, as I've known them to take on even cancer patients who ultimately had bone marrow transplants; even though they had cancer or leuk. before being hired or insured. Best to talk with your family doc. |
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Veteran Real Hair Club Member |
What do you mean how the insurance company will know? They are the ones who will be paying for my Proscar bill.
But I think I will go with proscar since most employer's insurance companies do not implement pre-existing condition. Any other comments? |
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Guru Real Hair Club Member |
misterno-
Probably the easiest thing to do to give you peace of mind is to simply pay for the proscar (about $220.00/yr), rather than having them foot the bill and therefore having any say in the matter at all. Dr. Timothy Carman Dr. Timothy Carman La Jolla Hair Restoration Medical Center Proud Smile Club member Dr. Timothy Carman is recommended on the Hair Transplant Network. |
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Real Hair Club Member |
I was assuming the insurance co. won't pay for the Proscar. |
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Veteran Real Hair Club Member |
But Doc, if I go for Prostrate screening in my 40s and I KNOW I have to declare being on this drug for accurate screening, it will go on my medical history and the insurance companies will know. Right? |
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Veteran Real Hair Club Member |
My price for proscar thru insurance is $12.95 for 30 days since I can cut it in 5 peieces, I can use it for 150 days. Unbelievable cheap
Now for the insurance pre-existing condition situation, I talked to company's HR and they said pre-existing is not an issue in our plan. So I can use whatever I want. Also, my insurance does not apply discount for propecia so proscar is the only way to go. Edit: I just found out that Walmart charges $10 for 90 day fillings. woow that will make it cheaper, dunno if they carry Proscar though. |
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Veteran Real Hair Club Member |
How can I get proscar without prescription? I thought it was not possible. |
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Associate Publisher and Forum Co-Moderator Follicular Grand Wizard |
misterno,
Proscar requires a prescription. There are some places online where you can buy generic finasteride. Determine which are legitimate and which are not however, is a challenge in itself. What Dr. Carman is saying is that you can still buy Proscar with a prescription, but without going through insurance. By buying Proscar straight out, you will spend about $80 every 4 months instead of $180 every 3 with Propecia. Best wishes, Falc To learn about how I restored my hair, read my hair restoration story with pictures. See also my hair loss weblog. Learn how Physicians are Recommend on this Community ------------- As of August 4th 2007 and after approximately 4000 posts as a free patient advocate - I am the Co-Moderator and Associate Publisher of the Hair Transplant Network, the Coalition Hair Loss Learning Center and the Hair Loss Q & A Blog. Read the official announcement here. I am not a medical professional and my words should not be taken as medical advice. All opinions and views shared are my own. Learn how to subscribe to our community newsletters Proud Smile Club Member |
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Hair Restoration Research Forum
Hair Restoration Questions and Answers
DOES PROSCAR CREATE PRE-EXISTING CONDITION ?
